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National Data Research Inc. – Skipmax.com

Terms of Use Policy and Disclaimer

OUR DATA If you have chosen to register with National Data Research Inc. aka SkipMax.com, you are most likely a professional company that has used public record databases before. As you may find this disclaimer to be unorthodox in nature and it's entirety, it has been written by individuals with over 15 years experience in providing data to companies like yours.

Therefore we are going to start by telling you about what is in our massive database. The information provided by Skipmax.com is derived from hundreds of public and private databases; these databases are updated in different intervals and cannot be pinpointed for an exact list of updates. We also constantly add to our data from old and new emerging data points. Therefore, we have made our best effort to provide accurate coverage but this is not guaranteed. You probably also know that no data provider can make claims of total inclusive coverage of the data provided. We cannot make claims that all of the data you obtain from us is accurate, as we are held harmless from any mistake, inclusions, mis-information or lack of information provided by any source listed or not listed on our products page. In short, "The data is what it is and that's all it is".

Please note that National Data Research makes every possible effort to ensure the data we provide is the most up-to-date and inclusive as possible. The data provided has been secured from all reliable sources over the 15 years we have been a data provider. We constantly search for new data to add to our coverage. Therefore, when you search through our system, you are searching the best available data in the industry.

We have a Strict No Refund Policy. We do not offer refunds for any reason, including but not limited to: No records found, incorrect results, miss-spelled names or incorrect data provided on entry, data missed or not provided that is proven to exist, or voluntary closure of account. Again:

"The data is what it is and that's all it is"

NON – GLB, FCRA and other acknowledgements: The SkipMax system returns SSN's, but in a truncated format. You can use the truncated ssn to run searches with our system, but you can not obtain full SSN's from SkipMax. Within your "My Profile" link are several documents relating to the use of personal data and the FCRA. Regulations and laws that pertain to employer duties under adverse action, etc. By accepting membership with National data research and the Skipmax system you agree to abide by all FCRA rules and regulations described in the documents provided. These include, but are not limited to: Documents listed as FCRA, FCRA Exhibits and Forms Packet, FCRA Rights & Duties, FCRA Consumer Rights and this disclaimer in its entirety.

The customer must agree to this disclaimer and acknowledge the said disclaimer prior to making a purchase by clicking the "I Agree" button listed on this disclaimer named Skipmax.com Terms of Use Policy and Disclaimer. In the event the customer challenges a report result, the customer agrees that National Data Research WILL NOT refund purchases under any circumstance. Any charge backs resulting from an order that falls under the No Refund Policy will be sent to a collection attorney for immediate processing and will incur a $50.00 charge in addition to the disputed amount plus attorneys fees per disputed item, and if not paid may result in adverse effects on the customer's credit report or a judgment secured on the company and signer.

This policy covers how SkipMax.com treats personal information that it collects and receives when you use the SkipMax.com web site, including information related to your past use of SkipMax.com products and services. "Personal information" means information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

SkipMax.com collects personal information when you establish a SkipMax.com account, and when you use SkipMax.com products or services. SkipMax.com may combine information about you that we have with information we obtain from business partners or other companies.

When you register, we ask for information such as your name, email address, zip code, company name, and industry. Once you create a SkipMax.com account and sign in to our services, you are not anonymous to us.

SkipMax.com automatically receives and records information on our server logs from your browser, including your IP address, SkipMax.com cookie information, and the page you request.

SkipMax.com does not rent, sell, or share personal information about you collected in connection with your use of the SkipMax.com service with other people or nonaffiliated companies, except to provide products or services you've requested, when we have your permission, or under the following circumstances:

  • We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of SkipMax.com's terms of use, or as otherwise required by law.

We transfer information about you if SkipMax.com is acquired by or merged with another company. In this event, SkipMax.com will notify you before information about you is transferred and becomes subject to a different privacy policy.

SkipMax.com may set and access cookies on your computer. Cookies are small units of data stored on your computer that allow the SkipMax.com site to identify your computer during your session and subsequent sessions.

SkipMax.com reserves the right to send you certain communications from SkipMax.com relating to the SkipMax.com service, such as service announcements and administrative messages, that are considered part of your SkipMax.com account, without offering you the opportunity to opt-out of receiving them.

We limit access to personal information about you to SkipMax.com employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

Your SkipMax.com Account Information is password-protected.

In certain areas, SkipMax.com uses industry-standard SSL encryption to protect data transmissions.

SkipMax.com may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your SkipMax.com account or by placing a prominent notice on our site.